According to its function, education insurance is for protection . The owners insurance was the father or mother who became the main breadwinner . The owner is required to pay insurance premiums in the amount and time of your choice.
The advantage, insurance owner will get funds every time children enter new education, elementary, junior high, high school, and University. In addition to the insurance fund would still be given if the owner dies without paying a premium again . Instead the funds were taken before their time will be subject to penalties, required to pay a certain amount .
When did you start this insurance ? Preferably from an early age. You can start this insurance plan since children aged 0 years due to the premium paid can be cheaper than if you follow the insurance when the child is older , the premium to be paid will be higher . The age of the child to a maximum of 12 years and age parents also be a determining factor the amount of premium .
You then call the insurance company. Then, based on your plan, the insurance company will calculate how much money is needed for each level of education. From there, it can be inferred how much premiums to be paid every month. The insurer will also calculate the funds raised by the premium has been determined.For example , if your income is currently around U.S. $ 5 million per month, assuming 10 % - the cost of insurance for his children's education, which was Rp 500 thousand per month, or about Rp 6,5 million per year
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